Commercial Underwriting & Risk Placement.
Assistant Underwriter at Swamp Fox Agency. Darla Moore School of Business graduate in Risk Management & Insurance, trained in the Lloyd's of London market at Price Forbes & Partners. Licensed South Carolina Property & Casualty Insurance Agent specializing in commercial motor carrier trucking, timber harvesting inland marine, and Excess & Surplus (E&S) syndicate lines.
The Four Pillars of My Risk Desk.
Specialty commercial insurance is not automated retail packaging. It requires rigorous investigative analysis across federal safety registries, telematics feeds, inland marine equipment schedules, and syndicate capacity.
Commercial Motor Carrier & Fleets
Underwriting 1 to 50 power unit commercial fleets across the Southeast. Deep inspection of FMCSA SMS BASICs percentiles (Unsafe Driving, Hours of Service, Vehicle Maintenance, Crash Indicator), Central Analysis Bureau financial stability, and loss run frequency-to-severity ratios.
Forestry, Logging & Heavy Equipment
Specialized timber harvesting operations operating in high-fire-risk tracts. Structuring inland marine equipment floaters for mechanized harvesting machinery (feller bunchers, knuckleboom loaders, grapple skidders, log trailers) and gravel-to-highway auto transitions.
Excess & Surplus (E&S) Placement
Binding non-admitted commercial lines where admitted markets lack appetite due to adverse loss histories, high-hazard commodities, or operational complexity. Layering excess liability towers, negotiating buffer terms, and drafting clean slip documentation.
InsurTech & Workflow Automation
Applying software engineering to insurance operations. Building automated loss run extraction scripts, instant submission triage parsers, and digital client intake portals to eliminate friction between retail producers and the underwriting desk.
Commercial Risk & Placement Triage.
How an underwriter thinks. Test an interactive simulation of my submission review process. Adjust fleet parameters, operating radius, safety BASICs, and loss history to see the live underwriting classification, market placement path, and deductible structuring recommendations.
Specialized logging fleet operating on mixed secondary roads and off-road timber tracts. Requires specific SCTPA safety warranty, scheduled equipment valuation on grapple skidders, and strict driver MVR threshold checks.
Behind the Desk: Real Placement Case Studies.
Specialty insurance is never about checking off boxes on an automated portal. It is about understanding the mechanical, geographical, and human realities of high-risk commercial operations.
Rescuing a 14-Unit Regional Fleet Facing Non-Renewal
A South Carolina regional flatbed operator received a non-renewal notice after two high-severity rear-end collisions pushed their loss ratio to 94%. Standard admitted carriers walked away.
SCTPA Endorsement & Logging Floater Structuring
Securing comprehensive inland marine floater coverage for $1.8M in heavy feller bunchers, knuckleboom loaders, and log trailers operating in high-fire-risk timber tracts.
Syndicate Line Slip Negotiation at Lloyd's
Placement experience embedded with Price Forbes brokers inside 1 Lime Street, observing how multinational cargo and high-value marine risks are shared across syndicates.
Professional Journey & Track Record.
From McLean athletic fields to the floor of Lloyd's of London and daily agency underwriting at Swamp Fox, each chapter has reinforced high-stakes composure, rulebook objectivity, and relentless operational execution.
Assistant Underwriter
Underwrite commercial Property & Casualty risk specializing in heavy commercial trucking (motor carriers, dry van, flatbed, reefer) and Southeastern timber operations. Manage submission intake, inspect SAFER BASICs and CAB records, model 5-year loss runs, draft E&S binding terms, and coordinate carrier binding authority.
Marine & London Market Immersion
Embedded inside the Lloyd's of London underwriting room alongside Price Forbes brokers. Observed multinational marine hull, cargo, and war risk line slip negotiation, cross-syndicate scratching, and subscription market capacity. Gained first-hand understanding of contractual warranties and risk-layering mechanisms.
B.S. in Risk Management & Insurance · Consulting Lead
Comprehensive curriculum in enterprise risk management, commercial property/casualty insurance, finance, and contractual law. Led a semester-long student strategy consulting capstone for corporate leadership, transforming complex operational data into actionable decision decks.
BDR Intern · Intelligence & Federal IT
Worked within Carahsoft's intelligence and DoD public-sector technology procurement ecosystem. Generated leads, qualified procurement requirements, and tracked federal contractor contract awards, developing disciplined pipeline management habits.
Operations Staff · The Masters Tournament
Returning tournament operations staff at one of the world's most prestigious sporting venues. Executed high-throughput hospitality flows with zero margin for error, adhering to extreme operational and confidentiality standards.
Competitive Sports Official
Officiated high-speed competitive lacrosse and basketball. Developed decisive judgment, emotional control, and rulebook objectivity under intense pressure from coaches and crowds, a direct precursor to disciplined risk underwriting.
Licensed Property & Casualty Insurance Agent
State Resident Producer License for Property & Casualty Insurance. Authorized lines: Commercial Auto / Trucking, Inland Marine & Equipment, Excess & Surplus Lines placement, Commercial General Liability, and Personal Lines.
Accreditations & Certifications.
Seventy-two certified credentials across insurance underwriting, artificial intelligence, data analytics, and executive negotiation. Click any certificate card to view verified skills and dates.
Have an Account That Takes More Digging?
Whether you are a retail agent looking to place a distressed Southeastern trucking fleet or a broker needing structured forestry floaters, my desk confirms submissions within 24 hours.